Buying
Let me help you every step of the way. When purchasing a home, you are faced with a multitude of decisions! The primary one is whether you are actually prepared to purchase a home. Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Although, once you have determined that you are ready to move forward with the required effort towards your home-purchasing goal, the rewards are unquestionable.
While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I am not one of those people you send the home to and do all the work finding it yourself just to have someone come in and write the contract for you. That isn’t the way to find the good deals as the websites you are privy too are always a few days behind what I know first. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.
I am always familiar with the current homes on the market, and I know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search. By the time we are done, you will feel like a Real Estate professional. We won’t be looking at just two or three properties a week because that’s all the time I have for you. We will be looking at tons of places and be spending tons of hours together to find you the perfect one. My patience and fully, undivided attention to you becomes your future happiness.
Your First Step
Your first step to buying a home is to first ask yourself why you want to buy a home: to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of home you’d like and where you would like to be. Be specific. Separate the “must haves” from the “want to haves.”
Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.
Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.
Your Next Step: Loan Pre-Qualification
Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes. There are a few things the average person doesn’t know about financing tips. Let me tell you a few before you proceed to becoming pre-qualified and who you choose to do it with!
Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients and cares about you on the finance side the same way I do on the Real Estate side of things.
I Will Find The Right Homes For You
Once you’ve been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by keeping you ahead of everyone in the market. Everyday a new listing comes on or current listing has a price reduction, you will know before everyone else. This is what made me the “Rookie of the Year” for the whole Real Estate Board of Greater Vancouver in my first full year and what gives you the advantage to find that excellent deal when you know about it first!
I Will Help You Every Step Of The Way
I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful. It’s a different kind of relationship that I make with you and treat each person like they were family! I won’t disappear the day the deal is done. I will keep you up to date on your area so that anytime a Real Estate agent approaches you, you can tell them what the last place sold for!